Rate Information

Find an SBA 504 Loan With a Rate That Works For You

The SDDC provides low interest, fixed-rate small business loans called SBA 504 loans. We work with banks to bring your loans with 10, 20 or 25 year terms, so you can apply for the loan best suited for you.

Current SBA Real 504 Rates

3.563%

10 Year
September 2019

3.359%

20 Year
September 2019

3.458%

25 Year
September 2019
SBA 504 Loan Structure Example:
Conventional loan, first mortgage $325,000 (50%)
SBA 504 Loan 20 year term, fixed rate $260,000 (40%)
Small Business concern, down payment $65,000 (10%)
Total Project Cost $650,000 (100%)
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