Home
October 2026 504 Rates
10 Year
6.66%
20 Year
6.97%
25 Year
6.97%
504 Refinance Rates
10 Year
20 Year
25 Year
6.6%
6.97%
6.97%
504 Manufacturing Rates
10 Year
6.3%
20 Year
6.73%
20 Year
6.74%
The SBA is expanding fee relief for eligible businesses in FY2027. In addition to manufacturers, qualifying rural businesses and food supply chain businesses may now benefit from waived upfront guaranty fees and annual service fees on SBA 504 loans approved October 1, 2026, through September 30, 2027. That means potential savings and an even better opportunity to invest in your business’s future.
Make Your Business Goals a Reality
Grow your business with the South Dakota Development Corporation. Apply for an SBA 504 Loan today.
What’s an SBA 504 Loan?
The answer to your business finance needs. Learn how these low interest, fixed-rate small business loans can help you reach your goals.
Who is the South Dakota Development Corporation?
Created for South Dakota in 1983, we help new and existing businesses realize their potential with low interest rate loans.
Contact Us
If you’re interested in an SBA 504 Loan or have questions about loans, rates or the application process – we want to hear from you.
Lorem ipsum dolor sit amet, consectetur adipiscing elit. Ut elit tellus, luctus nec ullamcorper mattis, pulvinar dapibus leo.
Email jennifer@thinksddc.com
Phone (605) 275-1504
Address 196 E. 6th Street Suite #200 Sioux Falls, SD 57104